Sage Accounting pricing UK 2026: every plan explained

Sage sells its UK cloud bookkeeping as five plans: Sage Sole Trader Free, Sage Sole Trader, and Sage Accounting Start, Standard and Plus. Each Accounting tier adds features to the one below. Sage’s pricing pages blocked our checks on 6 November 2026, so the features below come from Sage’s own knowledgebase and the prices are shown as reported, with the gaps marked.

What plans does Sage Accounting offer?

Sage offers two cloud products for small businesses in the UK. Sage Sole Trader is for self-employed people who are not VAT registered. Sage Accounting covers VAT-registered sole traders, partnerships and companies.

Sage 50 Accounts is a separate desktop product. See Sage 50 vs Sage Accounting if you are choosing between them.

How much does Sage Accounting cost?

We could not confirm current prices from Sage directly, because every sage.com pricing page we tried returned an access error on 6 November 2026. Search listings of Sage’s UK pages on the same day showed these monthly prices, ex VAT.

The listings also mentioned 90% off for six months for new customers on some pages, and a free trial on others. Third-party guides give lower figures for the same tiers, which may be older prices. Treat every figure here as a guide only, and check the price on Sage’s sign-up screen before you buy. For comparison, our accounting software prices page lists rivals checked on their own sites.

What does each Accounting tier include?

Sage’s feature comparison in its UK knowledgebase sets out what each tier adds.

Accounting Start

Start covers the basics for one user:

• sales invoicing, with card and online payments
• bank connection and correcting transactions
• VAT returns and Income Tax
• cash flow statement, reports and the mobile app
• Sage Copilot, Sage’s AI assistant

Start has no purchase ledger, so you cannot enter supplier invoices or send quotes.

Accounting Standard

Standard includes everything in Start, plus:

• multi-user access
• cash flow forecasts
• quotes, estimates and pro-forma invoices
• purchase invoices, credit notes and remittance advice
• analysis types, statements and delivery notes

Accounting Plus

Plus includes everything in Standard, plus stock items, multi-currency invoicing and banking, and financial budgets.

Which Sage plan applies to you?

Use these tests to pick a tier.

• If you are a sole trader and not VAT registered, Sage Sole Trader is the intended product.
• If you are VAT registered but only raise sales invoices, Start may be enough.
• If you pay supplier bills through the software or need more than one user, you need Standard.
• If you hold stock or invoice in foreign currencies, you need Plus.
• If your company wants to file its own Company Tax Return, note that HMRC’s Corporation Tax software list, updated 12 October 2026, marks Sage (UK) Ltd as not suitable for self-filers.

Sole traders and landlords with qualifying income over £30,000 must use Making Tax Digital for Income Tax from 6 April 2027, according to HMRC’s eligibility guidance. Check the Sage plan you choose supports it.

How to change or cancel a Sage plan

Sage says you can move between tiers at any time. All changes start from Manage business, then View subscriptions, then Manage subscriptions.

1. To upgrade, choose a higher tier, review the pricing plan and select Confirm.
2. To downgrade to Start, first allocate all supplier invoices, payments and credit notes, since Start has no purchase ledger. Past transactions stay visible in the Audit Trail but cannot be edited.
3. To downgrade from Sole Trader to Free, stay within the Free plan’s bank account and attachment storage limits.
4. To cancel, select Cancel Subscription at least five working days before your next billing date. The plan stays active until that date.

Sage’s downgrade article, modified 22 October 2026, says you cannot switch directly between Sage Accounting and Sage Sole Trader. Export your Audit Trail and financial reports before any downgrade. If you subscribed through the Apple or Google app store, cancel there at least 24 hours before renewal.

What to do now

1. Get the current price from Sage’s sign-up screen or sales team in writing.
2. Check the price after any introductory offer ends.
3. Match the tier to how you work: purchase invoices, users, stock and currencies.
4. Compare with Xero pricing and QuickBooks pricing before you commit.

Frequently asked questions

How much does Sage Accounting cost per month?

Sage’s pricing pages blocked our checks on 6 November 2026. Search listings of sage.com showed Start at £18 or £20, Standard at £39 or £43 and Plus at £59 a month ex VAT, so confirm the price with Sage.

Is there a free version of Sage Accounting?

Sage offers Sage Sole Trader Free for self-employed people who are not VAT registered. The Accounting tiers, Start, Standard and Plus, are paid plans.

What is the difference between Sage Accounting Start and Standard?

Start is single-user and has no purchase ledger or quotes. Standard adds multi-user access, purchase invoices, quotes, estimates and cash flow forecasts.

Which Sage plan has multi-currency?

Only Accounting Plus. It adds multi-currency invoicing and banking, stock items and financial budgets.

How do I cancel a Sage Accounting subscription?

Go to Manage business, View subscriptions, then Manage subscriptions and select Cancel Subscription. Do it at least five working days before your next billing date to avoid another payment.